Funding for Wholesale Businesses
Buy in volume and extend terms without running dry.
Requested funding amount
Decision as fast as 24 hours · No hard credit pull
Why Wholesale
Wholesalers buy deep to earn volume pricing, then extend terms to the retailers they supply, squeezing working capital from both ends.
Palm Financing gives distributors the capital to buy inventory, fulfill large orders, and offer terms without running short on cash.
Challenges we help solve
- Large inventory buys for volume pricing
- Extending terms to retail buyers
- Cash squeezed between purchase and payment
- Warehousing & logistics costs
The cash-flow gap
Spend now. Paid later. That’s the squeeze.
Wholesalers buy deep to earn volume pricing, then extend terms to the retailers they supply, squeezing working capital from both ends.
Large inventory buys for volume pricing. Palm fronts the capital so you don’t have to wait on it.
Put It to Work
What wholesale businesses use funding for.
Recommended Funding
Financing that fits wholesale.
Line of Credit
A revolving credit limit you can draw from, repay, and reuse, paying only for what you actually use.
Learn moreTerm Loan
A lump sum up front with fixed, predictable payments, built for defined one-time business investments.
Learn moreSBA Loan
A partially government-guaranteed loan offering the lowest rates and longest terms for established businesses.
Learn moreHow It Works
Funding that moves at your speed.
Apply in minutes
A short online application, no hard credit pull to see your options.
Get matched
We review your profile and match you to the financing that fits your business.
Review your offer
Talk it through with a real funding specialist. No pressure, no jargon.
Get funded
Accept your offer and receive funds, as soon as the same day.
Do You Qualify?
Our basic requirements.
Other underwriting factors may apply. Not all applicants will qualify.
Fund your wholesale business.
Tell us about your business and a funding specialist will reach out with your options from $10K to $5M+. About 2 minutes, no hard credit pull.
Start Your Application