About Palm Financing
Funding built around real business owners.
Palm Financing is a Business Capital LLC company on a simple mission: get hardworking owners the capital they need to grow, faster and with far less friction than traditional lending.
Our story
Traditional financing was never built for the pace of a real business. Endless paperwork, weeks of waiting, and a hard credit hit just to find out your options, owners deserve better than that.
We started Palm Financing to close that gap. Most owners don't actually want a lecture on capital structure; they want a straight answer to one question: can I get the money, how much, and how fast? So we built the whole experience around answering it honestly and quickly.
We pair a fast, modern application with U.S.-based funding specialists who pick up the phone. Instead of sending you to a single bank and hoping, we look across a network of funding partners and bring back the options that genuinely fit your business, then help you understand the trade-offs in plain English.
From $10K to $5M+, across term loans, lines of credit, revenue-based financing, SBA loans, equipment financing, and more, we help you find the right fit and move fast.
Why owners choose us
A different way to get funded.
A marketplace, not one bank
We're not a single lender trying to fit you into one box. Palm connects you with a network of funding partners and matches you to the offer that actually fits, so one desk's “no” isn't a “no” for your business.
Check options with no credit hit
Seeing your options uses a soft credit pull. It never touches your personal score, so there's genuinely no downside to finding out where you stand.
Real specialists, not a portal
U.S.-based funding specialists guide you from application to deposit. You get a human who knows the products, not a form that vanishes into a void.
Built for the speed of business
A modern application you finish in minutes, decisions in as little as 24 hours, and funding as soon as the same day you're approved.
What we stand for.
Speed without the runaround
Owners don't have weeks to wait on capital. We built a process that gets you a real answer in as little as 24 hours, not a maze of callbacks and re-submissions.
Straight talk, no jargon
Clear terms, plain language, and a real person on the phone. You'll always know exactly what you're signing up for before you sign anything.
The right fit, not the easy sell
We match you to the product that actually fits your business and your cash flow, not whatever closes fastest. Sometimes the right call is a smaller, smarter offer.
In it for the long run
Your first funding is rarely your last. We'd rather earn the next five years of your business than push the wrong deal today.
Part of something bigger
Backed by the Business Capital LLC family.
Palm Financing is part of Business Capital LLC, a family of companies that has helped facilitate billions of dollars in funding to U.S. businesses.
That backing means deeper relationships with funding partners, more options on the table for you, and the stability of an established platform behind every application, with the focus and speed of a modern team.