Funding for Retail Businesses
Stock up for the season and keep the floor moving.
Why Retail
Retailers buy inventory in bulk ahead of demand and tie up cash on the shelf. Peak seasons reward whoever can afford to stock deepest.
Palm Financing gives retailers the capital to buy inventory, fund peak seasons, and expand without draining the register.
Challenges we help solve
- Inventory bought ahead of demand
- Sharp seasonal sales peaks
- Rent, payroll & operating costs
- Cash tied up on the shelf
The cash-flow gap
Spend now. Paid later. That’s the squeeze.
Retailers buy inventory in bulk ahead of demand and tie up cash on the shelf. Peak seasons reward whoever can afford to stock deepest.
Inventory bought ahead of demand. Palm fronts the capital so you don’t have to wait on it.
Put It to Work
What retail businesses use funding for.
Recommended Funding
Financing that fits retail.
Line of Credit
A revolving credit limit you can draw from, repay, and reuse, paying only for what you actually use.
Learn moreTerm Loan
A lump sum up front with fixed, predictable payments, built for defined one-time business investments.
Learn moreRevenue-Based Financing
Funding repaid as a set percentage of your revenue, so payments rise and fall with your sales.
Learn moreHow It Works
Funding that moves at your speed.
Apply in minutes
A short online application, no hard credit pull to see your options.
Get matched
We review your profile and match you to the financing that fits your business.
Review your offer
Talk it through with a real funding specialist. No pressure, no jargon.
Get funded
Accept your offer and receive funds, as soon as the same day.
Do You Qualify?
Our basic requirements.
Other underwriting factors may apply. Not all applicants will qualify.
Fund your retail business.
Tell us about your business and a funding specialist will reach out with your options from $10K to $5M+. About 2 minutes, no hard credit pull.
Start Your Application