Palm Financing
Restaurants & Catering business
All industries
Restaurants & Catering

Funding for Restaurants & Catering Businesses

Fund equipment, inventory, and staff through every rush and lull.

Apply Now Decision as fast as 24 hours · No hard credit pull

Why Restaurants & Catering

Restaurants and caterers run on tight margins, daily inventory, and unpredictable swings between packed nights and slow weeks.

Palm Financing helps food businesses buy equipment, stock inventory, and cover payroll so service never slips.

Challenges we help solve

  • Thin margins and daily perishable inventory
  • Expensive kitchen equipment & repairs
  • Seasonal and weekday/weekend swings
  • Payroll across front- and back-of-house
Money out (you spend) Money in (you get paid)↕ The gap Palm bridges

The cash-flow gap

Spend now. Paid later. That’s the squeeze.

Restaurants and caterers run on tight margins, daily inventory, and unpredictable swings between packed nights and slow weeks.

Thin margins and daily perishable inventory. Palm fronts the capital so you don’t have to wait on it.

Put It to Work

What restaurants & catering businesses use funding for.

  • Buy or repair kitchen equipment
  • Stock food & beverage inventory
  • Renovate or expand seating
  • Cover payroll through slow periods
  • Open a new location or catering arm

    • Recommended Funding

    Financing that fits restaurants & catering.

    $25K – $2M

    Term Loan

    A lump sum up front with fixed, predictable payments, built for defined one-time business investments.

    Learn more
    Up to $500K

    Line of Credit

    A revolving credit limit you can draw from, repay, and reuse, paying only for what you actually use.

    Learn more
    $25K – $2M

    Revenue-Based Financing

    Funding repaid as a set percentage of your revenue, so payments rise and fall with your sales.

    Learn more

    How It Works

    Funding that moves at your speed.

    01

    Apply in minutes

    A short online application, no hard credit pull to see your options.

    02

    Get matched

    We review your profile and match you to the financing that fits your business.

    03

    Review your offer

    Talk it through with a real funding specialist. No pressure, no jargon.

    04

    Get funded

    Accept your offer and receive funds, as soon as the same day.

    Start Your Application

    Do You Qualify?

    Our basic requirements.

    0+ months
    in business
    $0K+
    monthly revenue
    0+
    personal credit score
    Business
    checking account

    Other underwriting factors may apply. Not all applicants will qualify.

    Fund your restaurants & catering business.

    Tell us about your business and a funding specialist will reach out with your options from $10K to $5M+. About 2 minutes, no hard credit pull.

    Start Your Application