Palm Financing
All industries
Ecommerce

Funding for Ecommerce Businesses

Buy inventory and fuel ad spend ahead of your next big season.

Apply Now
Ecommerce business
Funding
$25K – $2M+

Why Ecommerce

Ecommerce growth is bought with inventory and ad spend, both paid weeks before the revenue lands. Cash gets locked in stock and marketing right when you need it most.

Palm Financing gives online sellers the capital to stock up, scale campaigns, and capture peak-season demand without stalling out.

Challenges we help solve

  • Inventory paid up front, sold over weeks
  • Ad spend that scales faster than cash flow
  • Seasonal peaks (Q4, holidays, launches)
  • Marketplace payout delays & reserves
Money out (you spend) Money in (you get paid)↕ The gap Palm bridges

The cash-flow gap

Spend now. Paid later. That’s the squeeze.

Ecommerce growth is bought with inventory and ad spend, both paid weeks before the revenue lands. Cash gets locked in stock and marketing right when you need it most.

Inventory paid up front, sold over weeks. Palm fronts the capital so you don’t have to wait on it.

Put It to Work

What ecommerce businesses use funding for.

  • Purchase inventory before peak season
  • Scale paid ads & marketing
  • Expand SKUs and product lines
  • Invest in fulfillment & warehousing
  • Bridge marketplace payout delays

    • Recommended Funding

    Financing that fits ecommerce.

    $25K – $2M

    Revenue-Based Financing

    Funding repaid as a set percentage of your revenue, so payments rise and fall with your sales.

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    Up to $500K

    Line of Credit

    A revolving credit limit you can draw from, repay, and reuse, paying only for what you actually use.

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    $25K – $2M

    Term Loan

    A lump sum up front with fixed, predictable payments, built for defined one-time business investments.

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    How It Works

    Funding that moves at your speed.

    01

    Apply in minutes

    A short online application, no hard credit pull to see your options.

    02

    Get matched

    We review your profile and match you to the financing that fits your business.

    03

    Review your offer

    Talk it through with a real funding specialist. No pressure, no jargon.

    04

    Get funded

    Accept your offer and receive funds, as soon as the same day.

    Start Your Application

    Do You Qualify?

    Our basic requirements.

    0+ months
    in business
    $0K+
    monthly revenue
    0+
    personal credit score
    Business
    checking account

    Other underwriting factors may apply. Not all applicants will qualify.

    Fund your ecommerce business.

    Tell us about your business and a funding specialist will reach out with your options from $10K to $5M+. About 2 minutes, no hard credit pull.

    Start Your Application