Palm Financing
All industries
Consulting business
Consulting

Funding for Consulting Firms

Invest in talent and pipeline before the invoices clear.

  • Long client payment terms (net-30 to net-90)
  • Payroll for billable staff before invoicing
  • Up-front cost of pursuing new engagements
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Why Consulting

Consulting firms scale on people and reputation. You hire and deliver ahead of payment, often on net-30, net-60, or longer client terms.

Palm Financing provides the working capital to staff up, market, and ride out long billing cycles without slowing delivery.

Challenges we help solve

  • Long client payment terms (net-30 to net-90)
  • Payroll for billable staff before invoicing
  • Up-front cost of pursuing new engagements
  • Uneven, project-based revenue
Money out (you spend) Money in (you get paid)↕ The gap Palm bridges

The cash-flow gap

Spend now. Paid later. That’s the squeeze.

Consulting firms scale on people and reputation. You hire and deliver ahead of payment, often on net-30, net-60, or longer client terms.

Long client payment terms (net-30 to net-90). Palm fronts the capital so you don’t have to wait on it.

Put It to Work

What consulting businesses use funding for.

  • Cover payroll while invoices clear
  • Hire consultants ahead of demand
  • Invest in business development & marketing
  • Upgrade tools, software & systems
  • Bridge gaps between engagements

    • Recommended Funding

    Financing that fits consulting.

    Up to $500K

    Line of Credit

    A revolving credit limit you can draw from, repay, and reuse, paying only for what you actually use.

    Learn more
    $25K – $2M

    Term Loan

    A lump sum up front with fixed, predictable payments, built for defined one-time business investments.

    Learn more
    $25K – $2M

    Revenue-Based Financing

    Funding repaid as a set percentage of your revenue, so payments rise and fall with your sales.

    Learn more

    How It Works

    Funding that moves at your speed.

    01

    Apply in minutes

    A short online application, no hard credit pull to see your options.

    02

    Get matched

    We review your profile and match you to the financing that fits your business.

    03

    Review your offer

    Talk it through with a real funding specialist. No pressure, no jargon.

    04

    Get funded

    Accept your offer and receive funds, as soon as the same day.

    Start Your Application

    Do You Qualify?

    Our basic requirements.

    0+ months
    in business
    $0K+
    monthly revenue
    0+
    personal credit score
    Business
    checking account

    Other underwriting factors may apply. Not all applicants will qualify.

    Fund your consulting business.

    Tell us about your business and a funding specialist will reach out with your options from $10K to $5M+. About 2 minutes, no hard credit pull.

    Start Your Application