Palm Financing
All industries
Construction

Funding for Construction Companies

Cover materials and payroll now, get paid on the draw later.

Requested funding amount

$250,000
$25,000$2,000,000+
Apply Now

Decision as fast as 24 hours · No hard credit pull

Construction business

Why Construction

Construction is a cash-flow business disguised as a building business. You front materials, labor, and equipment, then wait weeks or months on progress draws and retainage.

Palm Financing bridges the gap between spend and payment so you can take the next job without starving the current one.

Challenges we help solve

  • Material & labor costs paid long before draws
  • Retainage held until project close-out
  • Equipment financing and repairs
  • Bidding new jobs while capital is tied up
Money out (you spend) Money in (you get paid)↕ The gap Palm bridges

The cash-flow gap

Spend now. Paid later. That’s the squeeze.

Construction is a cash-flow business disguised as a building business. You front materials, labor, and equipment, then wait weeks or months on progress draws and retainage.

Material & labor costs paid long before draws. Palm fronts the capital so you don’t have to wait on it.

Put It to Work

What construction businesses use funding for.

  • Buy materials & supplies up front
  • Cover crew payroll between draws
  • Purchase or lease heavy equipment
  • Take on larger or additional projects
  • Bridge retainage and slow-paying GCs

    • Recommended Funding

    Financing that fits construction.

    Up to $500K

    Line of Credit

    A revolving credit limit you can draw from, repay, and reuse, paying only for what you actually use.

    Learn more
    $25K – $2M

    Term Loan

    A lump sum up front with fixed, predictable payments, built for defined one-time business investments.

    Learn more
    Up to $5M

    SBA Loan

    A partially government-guaranteed loan offering the lowest rates and longest terms for established businesses.

    Learn more

    How It Works

    Funding that moves at your speed.

    01

    Apply in minutes

    A short online application, no hard credit pull to see your options.

    02

    Get matched

    We review your profile and match you to the financing that fits your business.

    03

    Review your offer

    Talk it through with a real funding specialist. No pressure, no jargon.

    04

    Get funded

    Accept your offer and receive funds, as soon as the same day.

    Start Your Application

    Do You Qualify?

    Our basic requirements.

    0+ months
    in business
    $0K+
    monthly revenue
    0+
    personal credit score
    Business
    checking account

    Other underwriting factors may apply. Not all applicants will qualify.

    Fund your construction business.

    Tell us about your business and a funding specialist will reach out with your options from $10K to $5M+. About 2 minutes, no hard credit pull.

    Start Your Application