Palm Financing

Small Business Funding · Built for Speed

Business funding up to $5M, without the wait.

Apply in minutes, get a decision as fast as 24 hours, and receive funds as soon as the same day. No hard credit pull to see your options.

Apply Now Takes ~2 minutes · No obligation
Apply in minutesDecision as fast as 24 hoursFunded as soon as the same dayA Business Capital LLC company

Instant Pre-Qualifier

See what you could qualify for.

Three quick taps, about 30 seconds. No hard credit pull.

Time in business
Monthly revenue

*Estimates are illustrative only and not an offer of credit. Actual amounts, rates, and terms depend on approval and underwriting by funding partners.

Funding Options

The right capital for where you’re headed.

Every business is different. We’ll match you to the financing that actually fits.

$25K – $2M

Term Loan

A lump sum up front with fixed, predictable payments, built for defined one-time business investments.

  • Fixed predictable payments
  • Lump sum up front
  • Set repayment schedule
Learn more
Up to $500K

Line of Credit

A revolving credit limit you can draw from, repay, and reuse, paying only for what you actually use.

  • Draw, repay, reuse
  • Pay only what you use
  • Revolving access
Learn more
$25K – $2M

Revenue-Based Financing

Funding repaid as a set percentage of your revenue, so payments rise and fall with your sales.

  • Repaid as revenue share
  • Flexes with sales
  • Light documentation
Learn more
Up to $5M

SBA Loan

A partially government-guaranteed loan offering the lowest rates and longest terms for established businesses.

  • Government-backed guarantee
  • Lowest rates available
  • Longest repayment terms
Learn more
Up to $500K

Merchant Cash Advance

An advance on future sales repaid through a fixed share of your daily or weekly deposits, the fastest option.

  • Fastest funding option
  • Repaid from daily sales
  • Based on sales volume
Learn more
Up to $5M

Equipment Financing

Funding to buy or lease equipment, where the equipment itself serves as the collateral.

  • Equipment is the collateral
  • Preserves your cash
  • Buy or lease options
Learn more
Up to $5M

Invoice Factoring

Advance most of an unpaid invoice's value now, and get the rest minus a fee when your customer pays.

  • Advance on unpaid invoices
  • Most value up front
  • Closes net-term gaps
Learn more
$25K – $2M

Term Loan

A lump sum up front with fixed, predictable payments, built for defined one-time business investments.

  • Fixed predictable payments
  • Lump sum up front
  • Set repayment schedule
Learn more
Up to $500K

Line of Credit

A revolving credit limit you can draw from, repay, and reuse, paying only for what you actually use.

  • Draw, repay, reuse
  • Pay only what you use
  • Revolving access
Learn more
$25K – $2M

Revenue-Based Financing

Funding repaid as a set percentage of your revenue, so payments rise and fall with your sales.

  • Repaid as revenue share
  • Flexes with sales
  • Light documentation
Learn more
Up to $5M

SBA Loan

A partially government-guaranteed loan offering the lowest rates and longest terms for established businesses.

  • Government-backed guarantee
  • Lowest rates available
  • Longest repayment terms
Learn more
Up to $500K

Merchant Cash Advance

An advance on future sales repaid through a fixed share of your daily or weekly deposits, the fastest option.

  • Fastest funding option
  • Repaid from daily sales
  • Based on sales volume
Learn more
Up to $5M

Equipment Financing

Funding to buy or lease equipment, where the equipment itself serves as the collateral.

  • Equipment is the collateral
  • Preserves your cash
  • Buy or lease options
Learn more
Up to $5M

Invoice Factoring

Advance most of an unpaid invoice's value now, and get the rest minus a fee when your customer pays.

  • Advance on unpaid invoices
  • Most value up front
  • Closes net-term gaps
Learn more
$25K – $2M

Term Loan

A lump sum up front with fixed, predictable payments, built for defined one-time business investments.

  • Fixed predictable payments
  • Lump sum up front
  • Set repayment schedule
Learn more
Up to $500K

Line of Credit

A revolving credit limit you can draw from, repay, and reuse, paying only for what you actually use.

  • Draw, repay, reuse
  • Pay only what you use
  • Revolving access
Learn more
$25K – $2M

Revenue-Based Financing

Funding repaid as a set percentage of your revenue, so payments rise and fall with your sales.

  • Repaid as revenue share
  • Flexes with sales
  • Light documentation
Learn more
Up to $5M

SBA Loan

A partially government-guaranteed loan offering the lowest rates and longest terms for established businesses.

  • Government-backed guarantee
  • Lowest rates available
  • Longest repayment terms
Learn more
Up to $500K

Merchant Cash Advance

An advance on future sales repaid through a fixed share of your daily or weekly deposits, the fastest option.

  • Fastest funding option
  • Repaid from daily sales
  • Based on sales volume
Learn more
Up to $5M

Equipment Financing

Funding to buy or lease equipment, where the equipment itself serves as the collateral.

  • Equipment is the collateral
  • Preserves your cash
  • Buy or lease options
Learn more
Up to $5M

Invoice Factoring

Advance most of an unpaid invoice's value now, and get the rest minus a fee when your customer pays.

  • Advance on unpaid invoices
  • Most value up front
  • Closes net-term gaps
Learn more

How It Works

Funding that moves at your speed.

01

Apply in minutes

A short online application, no hard credit pull to see your options.

02

Get matched

We review your profile and match you to the financing that fits your business.

03

Review your offer

Talk it through with a real funding specialist. No pressure, no jargon.

04

Get funded

Accept your offer and receive funds, as soon as the same day.

Start Your Application

Why Palm Financing

Built around the way owners actually work.

Fast & simple

A streamlined application designed to be finished in minutes, not days.

Funding that's fast

Approved applicants can receive funds as soon as the same day.

No hard credit pull

Check your options without affecting your personal credit score.

Real human support

U.S.-based funding specialists guide you from application to deposit.

Put It to Work

What can you do with funding from Palm?

Inventory, payroll, equipment, a new location, a marketing push, whatever the goal, our specialists help you choose the right financing. No middleman, no runaround.

Get Funded
palmfinancing.com/uses
Where owners put it to work$250K
Inventory & stock32%
Payroll & hiring24%
Equipment20%
Marketing & growth14%
Working capital10%

Do You Qualify?

Our basic requirements.

0+ months
in business
$0K+
monthly revenue
0+
personal credit score
Business
checking account

Other underwriting factors may apply. Not all applicants will qualify.

$0B+
in funding facilitated
0
businesses helped
A+
Better Business Bureau rating
0.0/5
average customer rating

Get Started

See your options in minutes.

Tell us a little about your business and a funding specialist will reach out with options from $10K to $5M+. No hard credit pull, no obligation.

✓ Apply in about 2 minutes✓ Decision as fast as 24 hours✓ Funded as soon as the same day
Start Your Application

Questions

Frequently asked questions

Many applicants receive a decision within 24 hours and can be funded as soon as the same business day after approval and signing.